AHSEC| CLASS 12| INSURANCE| QUESTION PAPER - 2022| H.S. 2ND YEAR
2022
INSURANCE
Full Marks: 100
Pass Marks: 30
Time: Three hours
The figures in the margin indicate
full marks for the questions.
1. Answer as per direction: 1x8=8
(a) The Head
Office of the Oriental Insurance Company is situated in: 1
(i) Mumbai
(ii) Delhi
(iii) Kolkata
(iv) Chennai (Choose
the correct Answer)
(b) What is
burglary insurance? 1
(c) What is
meant by partial losses of marine insurance? 1
(d) What is
motor insurance? 1
(e) What is
comprehensive note? 1
(f) Merchants
who regularly shipped goods generally take – 1
(i) Time Policy
(ii) Floating
Policy
(iii) Cargo Policy
(iv) Voyage
Policy (Choose the correct Answer)
(g) Fire
insurance policy which is issued for a specific period on the existing stock is
known as – 1
(i) Blanket
Policy
(ii) Replacement
Policy
(iii) Adjustable
Policy
(iv) Average
Policy (Choose the correct Answer)
(h) What is
meant by Hull Insurance? 1
2. Answer the following: 2x5=10
(a) What are the
two classes of Group Personal Accident Insurance? 2
(b) What is
meant by ‘Bottomry Bonds’? 2
(c) Write two
features of Mediclaim Insurance. 2
(d) What is
excess policy in case of Fire Insurance? 2
(e) What is
proof of respectability? 2
3. Write three objectives of General Insurance Corporation
of India. 3
4. Write three advantages of Marine Insurance. 3
5. Write a short note on stock declaration policy of Fire Insurance.
3
6. What is meant by Seaworthiness of ship under Marine
Insurance? 3
7. Insurance is not Gambling. Justify. 3
8. Write five types of Marine Insurance Policy. 5
9. Explain Employer’s Liability Insurance. 5
10. Write the procedure of effecting a Fire Insurance
Policy. 5
11. Briefly discuss the procedure of settlement of Motor
Insurance Claim. 5
12. Write a note on Life Insurance. 5
13. Discuss the Floating Policy of Fire Insurance. 5
14. Write the important clause of Marine Insurance. 5
15. Explain the significance of Insurance in modern
business. 8
Or
Explain the procedure
of making a claim against ‘Total Loss’ under Marine Insurance. 8
16. Discuss the procedure to take Marine Insurance Policy. 8
Or
Discuss
different types of insurance policies for securing burglary risks. 8
17. Explain the basic principles of Insurance contract. 8
18. Describe the significance of Motor Vehicle Insurance. 8
***
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